Credit Unions Help Customers Avoid Data Theft with This Simple List

Image via Shutterstock.com

Image via Shutterstock.com

Credit unions have more and more to worry about in the age of mobile banking, web-based financial transactions, and increasingly sophisticated data breaches. Keeping ahead of the latest security nightmares can be a challenge, but banks that proactively educate customers will see fewer issues. Share our list of security topics for bank customers to boost awareness and reduce data loss.

Block viruses and malware
Malware is quickly learning to target financial data. Installing antivirus software from a reputable firm can be the best defense against this type of intrusion. Or better yet, take a moment before downloading files from the web or email to make sure you trust the source.

The cloud isn’t as safe as it seems
As cloud-based document storage and collaboration solutions like Google Docs and Dropbox go mainstream, it’s never been more tempting to store sensitive account information in the cloud. But be warned: cloud-based services may not be as secure as you think.

Practice strong password behaviors
Having a strong password starts with understanding what makes one password better than another. In general, guidelines for passwords should encourage that they be memorable but longer strings of words that would not be easily guessed. Symbols, numbers, and capitalization can help, but truly secure passwords make length the top priority. Frequently changing your passwords will further mitigate risk.

Keep an eye out for email tricks
Financial institutions will never ask customers to share information via email. In addition, always enter your bank URL in a web browser directly before logging in. Clicking email links, even if they appear legitimate, can risk compromising personal data.

Don’t log in on public Wi-Fi
While working from a coffee shop seems convenient, browsing over public Wi-Fi exposes sensitive data. Carry a personal mobile hotspot and lock it down by refusing to share it with others, or simply limit browsing activities to Wi-Fi connections you trust, such as your home or office.

Keep your friends close and your credit report closer
Monitor your credit report regularly to make sure your identity has not been compromised. While self-monitoring is important, lean on the experts at your credit union to help keep your financial data safe and answer your security questions.

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